First Minister Carwyn Jones today urged people to guard against gangs of fraudsters who prey on elderly and vulnerable people in their own homes to defraud them of their money.

MOSCOW — About 20 percent of loans given out by Sberbank in Moscow are overdue, primarily because of fraud at three branches where former managers gave out more than 35 billion rubles ($1.2 billion) in loans to criminals.

When corporate identities and credit histories are for sale, the potential for fraud is part of the package

Whether you are a consumer taking proactive steps to protect yourself from identity theft, or one of the more than 10 million consumers whose life was touched by identity theft last year, understanding your options can be challenging.