REACTION:THE OFFICE of the Financial Regulator says it will act swiftly to address the immediate priorities outlined in the advisory report on mortgage arrears.

According to the National Foundation for Credit Counseling's, or NFCC, annual Consumer Financial Literacy Survey, many Americans need to put themselves into "time-out" when it comes to solving financial problems.

The Credit CARD Act does not apply to small-business credit cards. What can business people do?

The Credit CARD Act takes effect today. Here are the new tactics issuers may use.

The bulk of the Credit CARD Act of 2009 goes into effect Monday, with provisions aimed at preventing deceptive marketing, hidden fee increases and unfair billing practices by credit card issuers.